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Companies
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Allianz Life Ins. Co. of North America
Genworth Life of New York
Phoenix Life Insurance Company
Amer. Equity Investment Life Ins. Co.
Great American Life Ins. Co.
Phoenix Life Ins. Co. (AltiSure Group)
American General Life Ins. Co.
Guaranty Income Life
Presidential Life
Amer. National Ins. (Legacy)
ING Annuity and Asset Sales
Principal Financial Group
American National Ins. Co.
Integrity Life Insurance
Protective Life And Annuity (NY)
Amer. National Life Ins. Co. of NY
Jackson National Life
Protective Life Corporation
Americo
Liberty Bankers Life
Reliance Standard Life
Annexus (Aviva Life & Annuity)
Life of the Southwest
ReliaStar Life Insurance Co.
Assurity Life
Lincoln Benefit Life
Royal Neighbors of America
Athene Annuity
Lincoln Financial Group
Sagicor Life Insurance Company
Aviva Life & Annuity (Income Series)
Lincoln Life & Annuity of New York
SBLI -Savings Bank Life Ins. of MA
Aviva Life & Annuity (MultiChoice Series)
MetLife Investors USA Ins. Co.
Security Benefit Life
CUNA Mutual
Midland National Life
Security Benefit Life (Advisor XL)
EquiTrust Life Insurance Co.
Minnesota Life
Sentinel Security Life Ins. Co.
F&G Life (Legacy)
National Integrity Life Ins.
Symetra Life Insurance Company
Fidelity & Guaranty Life
National Western Life
The Hartford
Fidelity & Guaranty Life Ins. Co. of New York
New York Life Ins. and Annuity Corporation
The Standard
First SunAmerica
North American Company
United States Life Ins. Co. (NY)
First Symetra Nat’l Life Ins Co of NY
Ohio National Financial Services
VALIC
Forethought Financial
Oxford Life Insurance Company
Western National Life Ins. Co.
Genworth Life and Annuity Ins. Co
Pacific Life
Genworth Life Insurance Co.
PHL Variable Ins. Co. (Legacy)
States Approved
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Alabama
Hawaii
Michigan
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Texas
Alaska
Idaho
Minnesota
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Utah
Arizona
Illinois
Mississippi
Ohio
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Missouri
Oklahoma
Virgin Islands
California
Iowa
Montana
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Colorado
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Nebraska
Pennsylvania
Washington
Connecticut
Kentucky
Nevada
Puerto Rico
West Virginia
DC
Louisiana
New Hampshire
Rhode Island
Wisconsin
Delaware
Maine
New Jersey
South Carolina
Wyoming
Florida
Maryland
New Mexico
South Dakota
Georgia
Massachusetts
New York
Tennessee
Surrender Charges
Number of Years
From:
- Any -
3 years
4 years
5 years
6 years
7 years
8 years
9 years
10 years
11 years
12 years
13 years
14 years
15 years
16 years
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18 years
19 years
20 years
To:
- Any -
3 years
4 years
5 years
6 years
7 years
8 years
9 years
10 years
11 years
12 years
13 years
14 years
15 years
16 years
17 years
18 years
19 years
20 years
Full account value at death
Yes
No
Don't Care
Market Value Adjustment (MVA)
Yes
No
Don't Care
Years Guaranteed
From:
- Any -
3 years
4 years
5 years
6 years
7 years
8 years
9 years
10 years
11 years
12 years
13 years
14 years
15 years
16 years
17 years
18 years
19 years
20 years
To:
- Any -
3 years
4 years
5 years
6 years
7 years
8 years
9 years
10 years
11 years
12 years
13 years
14 years
15 years
16 years
17 years
18 years
19 years
20 years